Author: Jessie Fahje

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Pests vs. Insects

The difference between an insect and a pest is that an insect does not invade your living space or pose a threat, but a pest does one or both.

Ants in Texas

Ants are the most common pest you will see in Texas, but the Carpenter Ant can do the most damage to your home. They burrow into hard wood and build their nests. Unlike termites, these ants are not eating the wood, but building a home. These ants bite too, so it’s important to avoid an infestation. They are usually black in color and they kick the “frass” out of kick holes near the base boards where they gain access to the walls and the structural timbers inside. The main problem is that these ants also infest trees, so you may not see a ground level entry point. Branches that overhang your roof can provide an entry point to the attic. Carpenter ants prefer moist wood to gain access, so make sure your roof is in good repair, with no leaks. Check under sinks and around your laundry room for leaks too. Carpenter ants dig galleries in wood beams to house their large colony, but there may be a secondary colony in your home or outside. Ant Control

Harvester ants aren’t likely to infest your home, but they will make a mess of your yard, making them a pest as well. They also have a stinger and so should be avoided. They are commonly mistaken for carpenter ants because they look very similar. The difference is that they build their nests in the ground. Their nest looks like a crater; you will notice area vegetation is dying off because the harvester ants are seed eaters, their harvesting habits kill the surrounding plants.

Bees in Texas

Bees are generally beneficial insects but there are a few threats that Texas home owners should be aware of. Africanized bees become aggressive if disturbed but even honey bees will become aggressive if trying to protect a large hive. If you have a bee hive on your property it is always best to hire a professional to have the hive removed. Most bees will build their hives far from activity, but Africanized bees build in people’s sheds and garages. Don’t feel threatened if you see a swarm of honey bees, they often swarm in the spring to form a new colony. If the swarm is building a hive close to a home or business, call for a bee keeper, rather than extermination. The bee population in the United States has started to collapse because of the fear of Africanized bees.

Carpenter bees are generally harmless to humans, the females have stingers to protect themselves but are docile. The males show aggression, but have no stinger. The problem posed by the Carpenter bee is that they bore into wood which causes damage over time. They do not do as much damage as carpenter ants or termites, but a problem should be addressed before it becomes a chronic one.

Cockroaches in Texas

Cockroaches are present in almost every state but these guys have a bad reputation. Like the honey bees, on bad apple spoils the bunch. The German Cockroach is the one that generally infests your kitchen and because of these, the ones often seen outside are killed on sight. There are actually hundreds of varieties of cockroaches; some, like the hissing cockroach, are even kept as pets. The problem cockroaches that you find in your kitchen require a professional exterminator because they can treat the areas you can’t reach or see. Cockroaches have now been linked to asthma, allergies and even depression. The accumulation of their feces inside your walls are the culprit, it builds up over time. Termites are related to cockroaches, not ants as people once believed. Cockroaches are not after crumbs, they eat cellulose based products and glues made from tree resin and sap. Their activity commonly destroys the glue that helped hold your cupboards together while they were being assembled with the brad gun.Cockroach control

Spiders in Texas

Spiders are scarier than they are dangerous. It is a common misconception that the brown recluse is in big problem in Texas. Texas has recluse spiders, but they are not the Fiddleback Spider known as the Brown Recluse. Many pest control agencies use the hysteria created by real Brown Recluse bites to scare up business. The Black Widow Spider is the most dangerous spider you will contend with in Texas, and even they are not deadly. Spider bites are no picnic, even if the spider is not the dreaded Brown Recluse or Black Widow. If you have a spider problem in Texas, it is more likely a crab spider problem. You can contact Varsity Pest Control for all of your spider control needs. Tarantulas are generally harmless and only out looking for a mate. Leave them alone and they will leave you alone. Some people even keep these as pets but they can bite if you bother them. If you see one in your home, he made a mistake by wandering through an open door. They can be removed by a professional or you can try to scoot them back out with a newspaper. Wear gloves if you plan on handling one and try not to hurt them. They are beneficial and kill the insects we don’t like.

Termites in Texas

Termites are responsible for more property damage than all of the other wood boring insects combined. For more information, please see our Termite Control Page and request a Free Termite Inspection.

Wasps in Texas

Texas is home to a variety of wasps which should be left alone because they are generally aggressive insects. Paper wasps can be discouraged from building a nest and they will move on. All wasps can and do sting, but the one you need professional help with is the bald faced wasp. They are black with a white face and can build really big nests (pictured). These guys don’t like to be messed with so don’t think you can knock the nest down and they will leave; it’s more likely that they will chase you. Yellow Jackets are also aggressive, but far less common. Cicada wasps and Tarantula Hawk wasps are predators that feed on the cicadas and tarantulas respectively. Cicada wasps will dig up your yard looking for their chosen food, but treating the mounds early will keep them away. The Hawk Wasp is a solitary creature that will disappear on its own, because they are solitary hunters and should be left alone to do their job.

Visit our SA Pest Control Page to request a Pest Control Inspection.

Tags:Texas, Bees, Cockroaches, Pests, San Antonio, Spiders, Termites, Wasps

Plumbing Repairs

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The Actual Cash Value Of A Vehicle And Insurance Cost

The Actual Cash Value Of A Vehicle And Insurance Cost

The value of your car is probably a lot less than you may think it is. This is a misconception motorists have about their new cars. They do not remain new for long and as soon as it leaves the showroom they are no longer new anyway. It may be hard to swallow but within days of bringing your brand new automobile, you stand to lose at least ten percent of its value. auto insurance cost

What many individuals do not understand is the way in which real dollar value of their car can have an impact on their automobile insurance. This is clearer cut when the auto in question is totaled. The payout may disappoint the owner, but the logic is undeniably sound behind this method of calculations.Auto insurers will only pay you enough money so that you can buy a similar car to the one you lost. If they were to pay more than its open market value, there would be a few people deliberately crashing their vehicles as soon as they get a little old.

This may result in the firm deciding quickly to write of the vehicle rather than fix it. Somehow many insurers choose to total a vehicle as soon as the repair costs are about eighty percent of the value. In such cases, the owner my like to buy the salvaged automobile and get it repaired themselves. But, the car will be recorded salvaged and it may have some disadvantages in the future. Therefore, you should follow this route if the car is a classic car or you are particularly fond of it.

The value, in dollars, is decided by a variety of elements, the most important being the “blue book”, or sometimes called “Kelly’s Blue Book”, value which lists the ballpark value of all automobile models and makes by year.

Once the insurer has looked up the number, they’re going to take into account things like how far the auto has been driven, what options or upgrades has been purchased, and what service it has received so far. What they discover will either decrease or increase what they believe to be the value of the auto. If the company arrives at a dollar value that is less than the price tag to fix it, the car will be written off and the customer paid around open market value at the time.

There are two points to consider here. At the early years of your purchase, you may consider buying a “gap insurance” which will cover the difference between the open market value and the loan outstanding on it. The price can affect buyers who totally destroyed their car shortly after they bought it. Because an automobile falls in value so swiftly the car’s worth has reduced seriously. If the vehicle is written off, an insured may receive three to six thousand dollars less than a vehicle’s worth.

In the case where a car is financed, this will mean debt is owed to the financing company, but without a payout to match. As a solution, many insurance companies offer “gap insurance” to cover the space between exact dollar value and the blue book price of a new car.

Another point to look at is that you may be paying too high premium by keeping the amount you insure the vehicle for higher than it really is. There is no point in this practice as you will only be paid the market price, not how much you get it covered. In some cases, it may not even be worth keeping the collision and comprehensive policies. If the car is worth only few hundred dollars, what is the point in paying that much money extra for insuring it?

Having a basic notion of the value of your vehicle may help to forestall upsetting surprises should an accident happen. In the opposite situations, it will help you save considerably amount of cash. So, it is worth keep checking the price you will be paid for it to judge the course of action to follow.Related posts:Believing In Existence Of Low Cost Car Insurance Packages,Competition Within The Vehicle Insurance Industry Should Encourage Motorists To Shop Around, Paying Off Car Loans –
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